Shopping for Insurance?  Why You Should Choose a Local Independent Agent.

Shopping for insurance doesn’t need to be an overwhelming task. Yet many people spend hours making calls, filling out lengthy applications, comparing rates, and often end up more confused than when they began.

You want an insurance company with your best interests at heart, someone who knows the community, has access to all the options, and then chooses the one that best fits your need. That’s exactly why whether you’re shopping for business, home, or auto insurance – choosing an independent insurance agency makes perfect sense.

Here’s why an independent insurance agency will be your advocate for life:

Choices

Independent insurance agents have access to all the options available to you. You are not limited to the policies of one company. An independent insurance agent does the research, makes the phone calls, and analyzes policy options and prices based on your needs. You get expert, unbiased advice and the best coverage for you.

Customer Service

You are not a number to an independent insurance agency. You won’t have to choose from computerized options when you call for advice. Your independent insurance agent knows you by name. If you have a claim, you will work directly with your agent who will walk your through the steps or take care of the details for you. Your agent is your personal advocate, adviser, and go-to resource person for every question you have about insurance. They are there with you when you acquire your insurance and will work with you throughout your life to explain and update policies, recommend changes, and continue to find the best prices for every one of your insurance needs.

One Stop Shop

Individuals and families need many types of insurance today—auto, home, life, business, renter’s, etc. Many independent insurance agencies can help you with all your insurance requirements. You won’t need to work with different companies for your insurance needs. Your independent insurance agency will find the best options and prices for the various types of insurance you need.

Knows Your Community

Most independent insurance agencies are active and integral participants in your local community. They know the risks of your community and geographical area which allows them to customize policies that you need—not ones that a major insurance company may recommend that you purchase. They know whether your community is prone to floods, tornadoes, or hurricanes. They are familiar with your personal neighborhood and know details like if basements around you often experience water damage. This first-hand knowledge helps them recommend what you truly in insurance coverage.

Saves You Time, Money, and Stress

An independent insurance agency represents many insurance companies, all of which offer different policies and prices. Not all major insurance companies will automatically tell you if you qualify for a discount and you certainly don’t have time to do all the research yourself. Independent insurance agents are experts on finding discounts that meet your needs and your life. They wade through the myriad of options and costs for you, saving you time—and ultimately money.